Frugal Living Site
	Jill Florio BellaOnline's Frugal Living Editor

Frugal News Years SAVING RESOLUTIONS
Here are some key money saving ideas for the NEW YEAR!

If You are in Financial Trouble
If you lost your job or are in a financial jam --READ this NOW!

Musings on Thrift for the New Year
Here is my New Years musings on thrift in the modern era. I attack the commonly held misconception that is you use little or no credit you will not be able to obtain loans. This also gives you the link to the free credit report the USA Gov gives you. No strings. No credit cards.

One Income Living
Here is a preliminary look at one income living from the perspective of both married and single people. Many people forget the tax penalities of second incomes.

Refinance Your Mortgage and Pay off your Bills
One method to pay off all your bills is to refinance your mortgage with a bill pay off feature. This can save you hundreds of dollars of payments a month on bills and stabilize your income.

Savings Account or CDs?
Should you save in a CD, or a Savings account? Check out these new rates and thoughts on what might work for you.

Should I pay off the Credit Cards or Save?
Here is a look at how to use small financial surpluses to a best advantage.

Two Key Concepts of Frugal Living
Here is a look at how the two key concepts of Frugal Living can make your life better.

Union Plus.com [offsite link]
A wonderful site for any current or former union members to save money on credit, loans, savings, and income taxes. Plus much more. Free to join! An excellent site to augment your union benefits.

Links marked with the [offsite link] designation point to websites not associated with BellaOnline.com. BellaOnline.com is not responsible for the material found there.

Frugal Living Homepage | Editor's Picks Articles | Top Ten Articles | Frugal Living Site Map